A clear path to stable, affordable housing
Affordable housing, rental assistance, homeownership education, and down-payment programs — with links to recognized housing counselors. We do not advertise speculative real estate investments.
Housing support, from renting to owning
First-Time Homebuyer & Down-Payment Assistance
Programs that help with down payments, closing costs, and competitive mortgage rates for eligible first-time buyers.
Rental Assistance & Tenant Rights
Eviction prevention resources, rental help, and guidance on your rights as a tenant.
Affordable Housing Directory
Links to recognized affordable housing programs and HUD-approved housing counselors.
Homeownership Readiness
Education and checklists to prepare financially and practically for homeownership.
Your 5-step readiness checklist
- 1Review your credit report and understand your score
- 2Build a budget and save for down payment and closing costs
- 3Connect with a HUD-approved housing counselor (free)
- 4Get pre-qualified and explore down-payment assistance
- 5Complete a homebuyer education course
Housing & homeownership opportunities
Verified housing programs and counseling resources, clearly attributed to their providers.
HUD-Approved Housing Counseling
U.S. Dept. of Housing and Urban Development (HUD)
Free and low-cost housing counseling from HUD-approved agencies nationwide.
Eligibility: Open to all households; some services prioritize low-to-moderate income families.
National
My First Texas Home
Texas Dept. of Housing & Community Affairs (TDHCA)
Down-payment and closing-cost assistance for eligible first-time Texas homebuyers.
Eligibility: First-time homebuyers meeting income and purchase-price limits; Texas residents.
Texas