Business CreditEducation

Build Business Credit With Reporting Vendors

Net-30 tradelinesVendors that report to business bureaus

Establish a business credit file with vendors that report payment history to Dun & Bradstreet, Experian Business and Equifax Business — then track your scores.

Who it's for

New and growing businesses that want to build a strong, bankable business credit file.

General eligibility

  • Registered business with EIN
  • Business bank account
  • Business address and phone

What you'll typically need

  • Establish business fundamentals (EIN, entity, banking)
  • Open accounts with vendors that report
  • Pay early or on time, every time

Program information summarized from the agency's public materials. Not an offer of credit, a guarantee of eligibility, or an endorsement by the agency. Requirements change over time — always confirm current details with the agency or a licensed professional.