Business FundingEducation
Business Line of Credit
Revolving capitalTerms set by each lender
A revolving credit line for cash-flow gaps and growth. Lenders look at time in business, revenue, business credit and banking history — exactly what Funding Readiness measures.
Who it's for
Businesses that want flexible, reusable capital for cash-flow timing, inventory or short-term needs.
General eligibility
- Registered business with a separate bank account
- Time in business and monthly revenue vary by lender
- Business (and sometimes personal) credit reviewed
What you'll typically need
- Business bank statements (usually 3–6 months)
- Basic business financials
- EIN and formation documents
Program information summarized from the agency's public materials. Not an offer of credit, a guarantee of eligibility, or an endorsement by the agency. Requirements change over time — always confirm current details with the agency or a licensed professional.