Real EstateEducation
Investment Properties — Residential & Commercial
Buy · Hold · ScaleFinancing paths explained
How conventional, DSCR, FHA multi-unit and commercial loans differ for first investment properties — and what lenders require from you and the property.
Who it's for
New and growing investors buying rental or commercial property.
General eligibility
- Down payment typically 15–25%+ for investment property
- Property's income potential often matters as much as your income (DSCR)
- Reserves may be required
What you'll typically need
- Property analysis (rents, expenses, DSCR)
- Down payment and cash reserves
- Credit and, for some paths, income documentation
Program information summarized from the agency's public materials. Not an offer of credit, a guarantee of eligibility, or an endorsement by the agency. Requirements change over time — always confirm current details with the agency or a licensed professional.