LandOfficial source

USDA Farm Ownership Loans (Land)

Up to $600,000 directFarm Service Agency · eligibility rules apply

FSA farm ownership loans help eligible producers buy or expand farmland; beginning farmers and ranchers have dedicated options.

Who it's for

Farmers and ranchers — including beginning producers — buying or expanding farmland.

General eligibility

  • Meet FSA's definition of a family farmer
  • Acceptable credit history
  • Unable to obtain credit elsewhere on reasonable terms

What you'll typically need

  • Farm operating experience or a plan
  • Documentation of the land and operation
  • Financial history

Program information summarized from the agency's public materials. Not an offer of credit, a guarantee of eligibility, or an endorsement by the agency. Requirements change over time — always confirm current details with the agency or a licensed professional.