Credit Monitoring
Know your credit.
Watch it move.
Before you fix your credit, you have to see it clearly. Get all three of your credit scores, real-time alerts, and identity protection through our recommended monitoring service.
Recommended service
Credit Hero Score
The credit monitoring platform we recommend for anyone starting a credit-improvement journey. Three-bureau scores, real-time alerts, and $1M identity theft insurance.
- 3-bureau credit scores & reports
- Real-time alerts on all 3 bureaus
- Dark web & identity monitoring
- $1M identity theft insurance
- Score-change simulator
- Personalized score improvement tips
What you get
Three-bureau credit scores
Pull your Equifax, Experian, and TransUnion scores in one dashboard.
Real-time credit alerts
Get notified the moment your report changes so you can act fast.
Dark web + identity monitoring
Watch for identity theft, breaches, and suspicious activity.
Score simulation tools
See how paying off a card, adding a tradeline, or removing an item could impact your score.
The stack
How this fits with the rest of the journey.
01 · Monitor
Start here. See your three scores and set up alerts through Credit Hero Score.
02 · Learn
Explore the Learn hub and register for our weekly webinar.
03 · Enroll
Choose a credit program that fits your goals — Bronze to Diamond.
Third-party service. Credit Hero Score is an independent credit monitoring service. It is not owned, operated, or endorsed by Millionaire Mindsetters Foundation or Smarter Choice Investment Holdings, LLC. Signing up creates a customer relationship directly between you and Credit Hero Score under their terms and pricing.
Affiliate disclosure. Millionaire Mindsetters Foundation or its affiliated for-profit entity may earn a referral fee if you sign up for Credit Hero Score through the links on this page, at no additional cost to you.
No guarantees. Credit monitoring is an information tool. Viewing your scores does not, by itself, improve your credit. No credit score change, deletion, funding, or financial result is guaranteed.