Credit Programs

Credit Education, Restoration Support
& Funding Readiness.

Choose the level of education, coaching, credit-building support, and business funding preparation that best matches your goals.

Legal disclosure. Millionaire Mindsetters Foundation and Smarter Choice Investment Holdings, LLC are separate legal entities. Educational and charitable programming may be offered through the Foundation. Done-for-you credit-related services are performed by Smarter Choice Investment Holdings, LLC under a separate written service agreement.

Done-for-you credit-repair, credit administration, business-credit, documentation, or related services are provided by Smarter Choice Investment Holdings, LLC, a separate for-profit company. These services require a separate written agreement and are subject to eligibility, cancellation terms, disclosures, and applicable law.

Accurate, current, and verifiable negative information cannot legally be removed simply because it is unfavorable. No deletion, credit-score increase, tradeline reporting, funding approval, loan amount, grant, interest rate, or financial result is guaranteed.

Elite Beginner

Bronze

$1,000

or Pay in 4 with Klarna / Affirm at checkout

Designed for individuals who need to understand their credit profile and begin a structured credit-improvement process.

  • Three-bureau credit analysis
  • Credit report education
  • Personalized credit action plan
  • Credit profile review
  • Credit dispute education
  • CFPB complaint education
  • BBB complaint education
  • FTC identity-theft resources when applicable
  • Attorney General complaint resources when applicable
  • Document organization checklist
  • Initial credit-improvement strategy
  • No tradelines included

Premium Credit

Silver

$1,500

or Pay in 4 with Klarna / Affirm at checkout

Designed for participants who want credit-building support and preparation for future funding opportunities.

  • Everything in Bronze, plus:
  • One personal tradeline, subject to eligibility and availability
  • Credit-utilization education
  • Credit-building strategy
  • Personal funding-readiness education
  • Credit optimization roadmap
  • One strategy consultation
  • Progress review
Most Popular

Personal Funding Elite

Gold

$2,500

or Pay in 4 with Klarna / Affirm at checkout

Designed for individuals seeking deeper credit preparation and personal funding readiness.

  • Everything in Silver, plus:
  • Up to three personal tradelines, subject to eligibility and availability
  • Personal funding-readiness analysis
  • Personalized funding roadmap
  • Credit optimization strategy
  • Credit-mix education
  • Inquiry-management education
  • Funding strategy session
  • Financial documentation checklist
  • Priority support

Business Funding Power

Platinum

$5,000

or Pay in 4 with Klarna / Affirm at checkout

Designed for entrepreneurs preparing their personal and business profiles for future financing opportunities.

  • Everything in Gold, plus:
  • Up to three business tradelines, subject to eligibility and availability
  • Business credit education
  • Business credit profile review
  • Business bankability assessment
  • Business funding-readiness strategy
  • Personal and business credit alignment
  • FICO® education
  • Small Business Scoring Service education
  • Business documentation review
  • Business funding roadmap
  • Direct mentorship
  • Priority support
  • Done-for-you administrative assistance where separately contracted

Executive Wealth & Impact Mastermind

Diamond

$10,000

or Pay in 4 with Klarna / Affirm at checkout

Executive-level partnership. Application required. Members are recognized as an Executive Mission Supporter — not partners, owners, investors, joint venturers, agents, or board members.

  • Everything in Platinum, plus:
  • Twelve-month executive mastermind
  • Monthly mastermind meetings
  • Quarterly strategy intensives
  • Private business strategy sessions
  • Executive capital-readiness roadmap
  • Business-structure education
  • Business acquisition education
  • Banking-relationship strategy
  • SBA-readiness education
  • Grant-readiness education
  • Government-contracting education
  • Capability-statement guidance
  • Invitation to selected Foundation events
  • VIP seating at qualifying events
  • Executive networking opportunities
  • Recognition as an Executive Mission Supporter
  • Website recognition, subject to approval
  • Opportunity to sponsor one approved Foundation workshop
  • Concierge-level program support
  • Optional done-for-you services under a separate Smarter Choice agreement

Payment classification. Package payments are program enrollment or service-related payments and should not automatically be described as charitable donations or fully tax-deductible contributions. General charitable donations to Millionaire Mindsetters Foundation must be processed separately from purchases of credit-related programs and done-for-you services.

Compare packages

FeatureBronzeSilverGoldPlatinumDiamond
Three-bureau credit analysis
Credit dispute education
Personal tradelines—1Up to 3Up to 3Up to 3
Business tradelines———Up to 3Up to 3
Personal funding roadmap—
Business funding roadmap———
Executive mastermind (12 months)————
VIP seating at Foundation events————
Priority support——
Done-for-you (separate agreement)———

Frequently Asked

Answers before you enroll.

Support the mission

Want to support the mission without purchasing a program?

General donations support Millionaire Mindsetters Foundation's charitable and educational mission and are separate from credit-program purchases.

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Policies & Disclosures

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